Jim Midkiff, Independent Financial Advisor

Independent Objective Personal Service

The difficulty in finding the right professional....one who will put your needs first rather than those of some "super store."


For many investors, the answer lies in choosing an independent financial professional who is backed by a high quality broker/dealer. That is precisely what you get when you choose Jim Midkiff who has over 20 years experience in the financial services industry.  Independence is a key ingredient in making sure your best interests are served. As an example how this works in a client's favor, of the hundreds of mutual funds available through Jim, none are proprietary. This means funds are selected for you based on performance parameters and not on company incentive.


You get the advantages of working with a smaller firm with the security of one of the nation's top securities clearing firms.


With Jim, your objectives come first. 
Newsletters

Giving Strategies That Can Give Back

Americans gave more than $290 billion to charity in 2010, despite the slow economy. About 73% of charitable donations came directly from individuals. This article explains how a charitable remainder trust and a charitable lead trust could be used to provide more control over gifts while potentially benefiting the giver and his or her heirs.

Retirement Plans for Small Businesses

With standard 401(k) plans, the amount a company's owners can contribute to their own retirement account is often restricted by how much other employees contribute to the plan. With the safe harbor option, owners may be able to make larger contributions for themselves in exchange for making tax-deductible contributions or "matches" for employees.

Settling on a Salary

As a company's profit situation improves, business owners may be in a position to decide whether to take home a larger salary or use more of the proceeds to invest for the future. This article discusses the possibility of choosing a business-owner salary that allows for other benefits, such as building the business, saving more for retirement, and adding employee benefits.

Giving the Gift of Knowledge

A college education is still a good investment. Consider this statistic: The overall unemployment rate reached as high as 9.9% in 2010, but for workers with a bachelor's degree or higher, it did not exceed 5.1%. But a college education can be expensive. There is a tax-advantaged way to accumulate money for a child's or grandchild's education: a Section 529 plan.

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